Credit Analyst

Job Type:  Permanent Full Time
Location: 

Melbourne, VIC, AU

Category:  Credit Assessment

About Liberty

Helping people is at the core of who we are. As Australia’s top non-bank lender, we’ve spent decades providing free-thinking and innovative loans and have assisted over 500,000 individuals in achieving financial stability. Our range of flexible, tailored products and our dedication to creating outstanding customer experiences are at the heart of what we do.

 

We are a collaborative and vibrant community, driven by our core values. Our vision of leading the finance sector with innovative thinking is guided by FLAIR, our five key principles of being Fair, Learning, Accountable, Invested, and Resourceful. These values shape our perspective, interactions with customers, and relationships with one another.

The Opportunity

A great career opportunity exists for a Credit Analyst to join our close knit Motor Finance team. Your day will involve using your analytical skills to assess motor finance and novated lease applications by gathering relevant information and getting a picture of the applicant, rather than relying purely on system generated results. 

You’ll also talk to external business partners and our sales team, taking time to build rapport and relationships with them and communicating your decision on the application and our credit guidelines. 

Enough about us, lets talk about you

Key Responsibilities

  • Assess credit applications with accuracy and consistency, verifying employment, occupancy, and credit history.
  • Ensure compliance with NCCP, Privacy Act, and other relevant legislation.
  • Maintain clear and concise communication, including accurate diary notes.
  • Build strong relationships with internal teams and external partners.
  • Contribute to team meetings, ad hoc projects, and continuous improvement initiatives.
  • Identify and report risk issues and support a culture of compliance and learning.
  • Promote diversity, inclusion, and sustainability in daily work practices.

What We’re Looking For

  • Experience in asset finance and novated lease credit assessment 
  • Strong analytical and communication skills.
  • A proactive, team-oriented mindset.
  • Commitment to customer service and continuous improvement.
  • Ability to work collaboratively in an in-office environment.

Why join Liberty Financial Group?

At Liberty, we take pride in fostering a workplace where everyone can bring their true authentic selves. Our free-thinking, diverse and inclusive culture is something we celebrate daily. We are deeply committed to gender equality, disability support, LGBTQIA+ inclusion, mental health awareness, and religious and cultural diversity. As we help people achieve financial stability, we also honor the contributions of Indigenous Australians, Torres Strait Islanders, and other cultural minority communities.

Our dedication to diversity and inclusion extends throughout our workforce and community initiatives. We’re proud to be recognized by Work180 and certified as a B Corporation.


Being named Financial Review Boss Best Places to Work 2026 and Women in Finance Awards Employer of the Year Finalist reflects our ongoing commitment to making Liberty the best place to work. We believe that beyond competitive financial rewards, it's the thoughtful, small touches that truly make a difference in supporting our team's needs and well-being.- we provide access to a large number of great benefits such as:

  • Wellness perks including, gym subsidies, free counselling, flu vaccinations, health-checks, massages and private health
  • We are social with monthly themed lunches and events, EOY and EOFY parties, and corporate casual dress
  • Community groups such as our Internal Pride Network (LGBTQIA+), Women in Leadership, Green Stars (environmental enthusiasts!) and more
  • An opportunity to give back to the community with our Lend-A-Hand initiatives
  • Fantastic growth and career progression opportunities with access to online development courses
  • There's more?! Yes we have coffee, daily fruit, lunch and constant snacks available anytime!

Liberty is an equal opportunity employer. We encourage applications from all people, regardless of race, gender, religion, age, sexual orientation, gender identity or disability.

Only shortlisted candidates will be contacted.